Frequently Asked Questions

what is, how it works, equity sharing, overview, home equity, no payments

how much, funding, available, invest, investment, money, amount, maximum, minimum, home equity, access, unlock

term length, how long, duration, 30 years, when does it end, expiration

what percentage, how much does Unison get, equity split, Unison share, appreciation split

risk adjustment, starting value, 5%, home value discount, original value, how calculated

share of home value model, share of change in value, investor percentage, amount, cost

mortgage payments, paying down principal, equity buildup, monthly payments, do I keep equity

who owns, ownership, title, co-owner, does Unison own my house, deed

lien, title, second lien, property record, how Unison secures investment

not right for me, disqualify, reverse mortgage, short-term, moving soon, when to avoid

available states, eligible locations

qualify, eligibility, credit score, LTV, DTI, how to qualify, apply

requirements, what do I need, eligibility, credit, income, qualification

property types, condo, single family, townhouse, second home, eligible

owner occupancy, must I live there, primary residence, travel, vacation home

renting, can I rent, landlord, tenants, rental income, Airbnb, investment property

credit check, will this hurt my credit, hard pull, soft pull, credit score impact

appraisal, home valuation, appraisal process, home worth, how is value determined

property assessment, how does Unison value my home, inspection, appraisal

costs, fees, how much does it cost, upfront costs, closing costs, transaction fee

taxes, tax implications, taxable income, tax deduction, IRS

renovations, remodel, upgrades, home improvements, added value

maintenance, neglect, upkeep, repairs, not maintaining, behind on maintenance

refinancing, can I refinance, new mortgage, Fannie Mae, Freddie Mac, restrictions

default, missed payments, behind on mortgage, financial hardship, late payments

foreclosure, losing home, bank foreclosure, lender, help, hardship

death, what happens if I die, heirs, estate, inheritance, pass away

selling, sell my home, selling process, how to sell, notify, settlement

buy out Unison, early payoff, exit agreement, pay off, refinance out, end early

how is payment calculated, how much do I owe, settlement, sale calculation, payoff amount

home value drops, depreciation, downside, loss sharing, declining market, lose value, owe less

restriction period, early sale, sell early, limitations, five years, early exit

appreciation limit, cap, maximum payout, restriction period, early exit cost

deferred maintenance, maintenance adjustment, property upkeep, neglect, repairs required

selling costs, closing costs, agent fees, commission, who pays fees

term, 30 years, settlement, end of agreement, termination, forced sale

about, company background, who is Unison, history, founded

how does Unison make money, profit, business model, no debt, equity sharing

investors, where does money come from, funding, institutional investors

trust, is Unison legit, reviews, BBB, Better Business Bureau, reputation

privacy, data security, personal information, protect my data, confidential