Does Unison share in the equity I'm building with every mortgage payment?

Not at all! The equity you build with your monthly mortgage payments belongs to you. We only share in the change in your home’s value over time.

For example, if the Original Agreed Value of your home is $500,000 and you sell it ten years later for $600,000, we'll only share in a percentage of that $100,000 growth in value. All the equity you've earned by paying down your mortgage debt is 100% yours to keep.