The short answer is that there is no catch. Unison gives you access to your equity with the freedom and flexibility to live without monthly payments because we invest in your home.
These funds come from institutional investors (think pension funds and university endowments) who want to make long-term investments in homes across the U.S. Both you and Unison benefit if the home increases in value, and we both take the loss if the home decreases in value. We see this as a win-win situation for both you and Unison.