How it works

We convert up to 17.5% of your home’s value to cash, so you can live the life you really want. Unlike a loan, there is no added debt, monthly payments, or interest. In return, we share in a portion of your home’s change in value when you decide to sell.
Before

Historically, accessing your equity meant getting a pesky loan with monthly payments and interest

Now
with Unison

Now you can trade your equity for cash today and settle up when you sell, or up to 30 years later.

We win when you win

A Unison co-investment gives you cash in exchange for home price appreciation. It's as simple as one, two, three.
Now

Unlock home equity

Trade a portion of your home equity for cash, then use your funds how you want – from paying debt to funding retirement.

For 30 years

Live your life

Create years of memories in your home, without monthly payments. Unison is your partner, here when you need us.

When you sell

Share the appreciation

When it’s time to sell, we’ll share in the change in your home’s value. We win when you win.

Get Started
See how much equity you can unlock from your home
Estimated Home Value
Your home's appraised value will be reduced by 2.5% to establish your home's Original Agreed Value. The Original Agreed Value is used to determine your home's change in value over time.
Future change in value scenarios

Sale price

$0

Change in value

$0

Unison's share 0%

$0

Payment to Unison

$0

Your payout

$0

Equity you can unlock
$0
This is an estimate of the amount of equity you can unlock — up to $500K or 17.5% of your home’s value. Unison's share adjusts in proportion to this amount. It does not factor in the 3% Transaction Fee or other closing costs which reduce your net co-investment.

Here’s the process

01

Get an estimate

See how much equity you can potentially access. It takes seconds and doesn’t affect your credit.

Get started

02

Apply in minutes

Fill out a quick and easy application to see if Unison is the right partner for you.

03

Appraise your home

We’ll work with you to set up an appraisal to determine your home’s value.

04

Unlock your equity

Determine how much cash you want to access and receive your funds in just a few days.

Unison has helped over 8,000 people unlock their equity across the US
“We used the funds to maintain our retirement and pay down our mortgage debt. Thank you Unison!"
Keiko
Las Vegas, NV
"Since I am no longer using most of my income for debt, I can finally enjoy my retirement!"
Jeffery
Columbia, TN
"Taking advantage of the booming real estate market would not have been possible without Unison."
Ryan
Burlington, MA

Find out how much equity you could access

Enter your address to get your instant estimate
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    Free Estimate
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    Zero Impact on Credit