Equity Sharing
Home Loan

Unison's Equity Sharing Home Loan is the solution for homeowners looking to make their home equity work for them.

With competitive and flexible plans, you can confidently move forward with your projects, consolidate debt, refinance expensive second liens, or plan for retirement.

Convert your home equity into cash.

Half the monthly payments compared to alternate home financing options1

Access up to $400,000

Flexible use of proceeds - refi costly debt, remodel, send kids to school, and more

No prepayment penalties

See your low payment by entering your address or your offer code.

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    Lower Monthly Payments
    Refinance your payments, cut them in half, and enjoy your savings.
    No Prepayment Penalties
    Pay off your loan whenever it suits you, without added fees.
    Shared Appreciation Model
    Your success is our success—keeping your payments low while sharing future home appreciation.
    Flexible Use of Funds
    Renovate, consolidate debt, or plan your retirement with peace of mind.
    Start your journey today
    1. Comparative estimated monthly payments are based on an internal analysis and review through November, 2024 of interest rates from 3 other leading second-lien home equity loan providers, which are averaged and applied to a 10-year amortized mortgage loan term.