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Unison vs. Nada

Nada offers a Home Equity Agreement (HEA), while Unison offers an Equity Sharing Agreement (ESA). Both are often compared to Home Equity Investments (HEIs), which has become a catch-all term for every kind of equity sharing agreement. At first glance, you might think all of these options are the same. But there are major differences in how Nada and Unison’s agreements are structured and how we share in your home’s future value.

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Home Equity
The Homeowner’s Guide to Equity Sharing with Unison, Part 5: Your Responsibilities

Learn about your roles in an Equity Sharing Agreement. We help you keep your home safe while you access your cash.

home being remodeled
Home Equity
The Homeowner’s Guide to Equity Sharing with Unison, Part 4: Renovation Perks

Learn how you can keep the value from your home improvements. We explain the Remodeling Adjustment in our Equity Sharing Agreement.

people putting puzzle pieces together
Home Equity
The Homeowner’s Guide to Equity Sharing with Unison, Part 3: How We Share Value

Learn how we share in the ups and downs of your home's value. Discover how an Equity Sharing Agreement works when it is time to sell or finish your term.

a person assessing a home's value.
Home Equity
The Homeowner’s Guide to Equity Sharing with Unison, Part 2: Establishing Value

Learn how Unison determines your home’s value through OAV and EAV. Our guide covers appraisals, risk adjustments, and closing fees for equity sharing.

homeowners getting guidance about unison's equity sharing agreement.
Home Equity
The Homeowner’s Guide to Equity Sharing with Unison, Part 1: The Basics

Learn how a Equity Sharing Agreement can help you access home value without monthly payments or interest. Discover a new way to fund your life goals.

Home Equity
Thinking About a Home Equity Investment? Here’s What to Know First

If you’ve built up meaningful equity in your home and could use some extra flexibility, you’ve probably come across something called a Home Equity Investment (HEI).

A person writing on a piece of paper reviewing debt consolidation options.
Financial Health
Consolidating Debt in 2026? There's a Smarter Way

High-interest debt is squeezing homeowners in 2026. Learn how to consolidate debt using home equity—without refinancing or adding another monthly payment.

Street in Saisalito, CA, USA.
Home Equity
Stuck in a Second Mortgage in the Bay Area? Hit Reset With Equity Sharing

Feeling stuck with a second mortgage or HELOC in the Bay Area? Learn how equity sharing offers cash upfront, no monthly payments, and an innovative way to reset your finances.

piggy bank and money on a beach
Financial Health
What Is a Good Interest Rate for a Savings Account?

If you’ve checked your savings account lately and wondered, “Is this rate actually good?”, you’re not alone. At any given time, the answer depends on three things.

keys on a table
Financial Health
How to Invest in a Second Property, Part 2: Financing, Strategy, and Smart Management

In the second part of our series, we’ll walk you through how to fund, purchase, and make the most of your second property investment, while maintaining flexibility and minimizing risk.

child using a smart thermostat under a woman's supervision.
Renovations & Remodeling
7 Smart Home Upgrades That Add Real Convenience & Value

Looking to make your home smarter? Discover practical smart home upgrades that save time, add convenience, and increase value – without the frustration or high costs of unnecessary gadgets.

keys on a table
Financial Health
How to Invest in a Second Property, Part 1: Deciding Whether (& When) to Invest

For many homeowners, the idea of buying a second property represents more than just a second real estate purchase. It’s a vision of financial freedom, flexibility, and future security – whether that means having a vacation spot to enjoy, a rental home generating income, or a nest egg that can grow in value over time.