
A home appraisal is a crucial step in the process of applying for home equity financing. A professional appraiser–a licensed, independent third party–evaluates your property's value based on various factors, including location, condition, and market trends. Follow these key steps to prepare for your appraisal.
Boost Curb Appeal
First impressions do matter. Consider enhancing your curb appeal by:
- Mowing the lawn and trimming hedges
- Power-washing the driveway and sidewalks
- Painting the front door or touching up exterior paint
- Cleaning gutters and removing any clutter from the yard
Declutter and Deep Clean
Take the time to ensure your space is tidy:
Make Necessary Repairs
Make sure that the state of your home shows it has been well-maintained. Address issues such as:
Highlight Home Improvements
If you’ve made any upgrades or renovations, provide a list of improvements for the appraiser. Have the documentation ready but wait for the appraiser to request it. Include details such as:
Ensure Easy Access
Appraisers need to inspect various areas of your home, including the attic, basement, and all rooms. Make sure these areas are accessible by:
Final Thoughts
It’s also a good idea to understand your neighborhood’s real estate market–look up recent sales of similar homes in your area and be prepared to discuss any factors that may positively influence your home’s value.
Remember that major renovations right before an appraisal rarely pay off. Instead, your goal should be to demonstrate that your home has been well-maintained and is consistent with local market values. Focus on repairs and improvements that align your home with neighborhood standards. By following these preparation steps, you'll position your home to receive a fair and accurate appraisal that reflects its true market value.
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About the Author

Dr. Lauren Rosales-Shepard
Dr. Lauren Rosales-Shepard is Unison’s content writer. She has a PhD in English from the University of Iowa, and after several years of teaching rhetoric and composition as a college professor, she joined Unison in 2022 to bring her writing and research skills to the realm of fintech in real estate.